Transparent Pricing: Custom Rate Flexibility
We reject arbitrary flat-fee tiers that bill you for services your team never uses. BBSI prices workforce administration as an exact, transparent percentage of gross payroll informed by objective risk diagnostics.
The Four Business Health Indicators We Evaluate
Your customized administrative rate is formulated through an objective audit of your historical operational metrics.
Workforce Mix & Headcount
Ratio of full-time, part-time, seasonal, and 1099 contract personnel. Determines payroll calculation complexity, multi-state tax reporting volume, and ACA benefit plan qualification thresholds.
Historical Turnover Metrics
Baseline employee retention and tenure. High turnover industries require more frequent digital onboarding, continuous background vetting, and automated ATS recruiting pipelines.
Claims History & X-Mod
Your 3-year workers' compensation loss runs and OSHA Log 300 records. Partnering with our Dover risk engineers creates immediate opportunities to drive down high loss ratios and recover lost capital.
Occupational Risk Profiles
Job classification codes across your payroll ledger (e.g. clerical office personnel versus heavy machinery operators, roofing crews, or manufacturing technicians).
Traditional PEO Models vs. BBSI Dover
How Custom Rate Flexibility protects your cash flow and eliminates surprise year-end invoices.
| Feature / Factor | Standalone Insurance & Payroll Bureaus | BBSI Dover Custom Model |
|---|---|---|
| Cash Flow Upfront | Requires 15%–25% advance cash deposit to bind policy | $0 Down Payment Required for qualifying employers |
| Premium Payment Method | Estimated annual projections with monthly installments | Exact Pay-As-You-Go per actual payroll run |
| Year-End True-Up Audits | Surprise reconciliation invoices if headcount expanded | Zero Year-End Audit Adjustments (Reconciled real-time) |
| Support Quality | Impersonal remote 1-800 call center tickets | Named Dover Branch Advisors (Robby & Lindsey) |
| Rate Scaling | Fixed fees rise annually regardless of safety improvements | Rate decreases as BBSI risk training lowers your X-Mod |
Request an In-Depth Cost Analysis
Provide your current employee headcount and general payroll frequency for a confidential, no-obligation rate evaluation from our Kent County branch team.